The importance of maintaining a good credit check is well known. The inherent system is notoriously swift and blunt for mistakes we make and painfully slow to rebuild. For those that suffer bad credit from historical poor decision making, it may seem impossible to restore your score to great credit!
In short, the system we are bound by appear to be one-way traffic. The key word is ‘maintain’ a good credit history. It’s a like starting on an A and moving down the grades as you take a wrong turn or two! A long as you take credit, pay it back and are a model citizen, you will be rewarded.
On the reverse if you are a little more ‘human’ you may make some sub prudent decisions in your youth. Maybe circumstances have gone against and in the struggle, you took a wrong turn. Or even you were easily sold to and stretched yourself too thin and the nice stuff was beyond your reach?
Whichever applies to you, it is fair to say that what happens in your past, in this system, significantly affects your future. We cannot do much about the system we are born into, but we can agree it is wise to look after the best grade we are on for a better life!
Well this is the exact same for CV’s.
Unfortunately, we are not as aware or as protective of our A Grade in this system as the Credit system. Mistakes that you made previously, you may potentially pay for again and again as your CV is passed over by future employers.
The good news, this can be fixed:
1) The CV can be expertly created to be the best representation of YOU as possible
2) You have the power to fix the errors of your past with your RECENT choices
3) You can be AWARE of the pitfalls of your experience so as to not make them again and LEARN
The first one we can help you with whenever you are ready to make the step. Simply reach out and if it’s needed, we will restore your CV Credit Score through our CV overhaul.
To fix point 2, you will need an advisor to assist you. A Career Coach or genuine expert that is in tune with the workforce will help you evaluate and correct your career course with prudent and relevant advice.
For Number 3, I will share an important statement:
When an employer or decision maker goes through your CV, they are doing a Risk Analysis. They are scanning for reasons to NOT invest in you.
Where are the black marks?
What mistakes have you made that will potentially cost their business money or affect their reputation?
This is the same behaviours and process as a credit check.
Does your historical data provide the information to determine whether you are approved or not?
The comparisons of a bad credit history to CV:
No Credit history = No Experience
Late Payments and arrears = Sacked / gross misconduct
Refused Credit = Unable to get a role. Search too long – Gaps
The same caution must be observed when apply for work. If you have a shot gun approach to sending your CV it will be noticed. It will make you less desirable and if you are successful, potentially have a negative impact on the final salary.
Too much credit = Jumping job to job/ illogical progression and changing industries
If you protect your CV like your credit history you will be treating it correctly. The paper trail that makes up your career past has a direct influence on your career future. Invest in yourself wisely and protect your AAA status.